Working draft
Beginning with the 2027 season, the College Football Playoff expands from 12 teams to 24, and its selection committee fills 20 of those berths from its own ranking. This proposal reorganizes the top level of the sport as one competition with a common schedule, a playoff field set by final standings, and a single commission for player pay, officiating and television.




























































Tier 1: 60 programs in ten regional divisions.
College football has operated without a central competition authority since its founding, and it has selected its national champion by vote for most of that time.
Athletes may be paid, first by third parties from 2021 and directly by their schools since 2025.
Athletes may transfer without sitting out a season.
The Big Ten and SEC added six members from the Pac-12 and Big 12 in 2024.
berths in the four-team playoff, 2014 through 2023, went to four programs.
programs have won every SEC championship since 1992, 34 in total.
programs have won every SEC championship since 2014: Alabama seven times, Georgia four and LSU once.
five-star recruits on the three most talented rosters in 2021 and in 2026.
of 2026 NFL draft picks came from current Big Ten and SEC members, compared with 47.5% in 2010.
Roster talent is less concentrated in individual programs than in 2021 and more concentrated in two conferences. Big Ten and SEC programs signed between 66% and 76% of the top 50 transfers in each year since 2022.
Under the format approved on November 9, 2026, the selection committee's ranking determines 20 of 24 playoff berths, the first-round byes and the home sites.
The committee keeps its members' ballots confidential. It has released no formula for the record-strength metric it adopted in 2025 or for the conference-strength adjustment it adopted in 2026.
The regular season supplies few results between conferences. Teams in the four largest conferences average 0.92 regular-season games a year against opponents from another of the four.
playoff berths determined by the committee's ranking.
regular-season games per team, per year, against another of the four largest conferences.
cross-conference pairs of teams with identical records, 2014 through 2025, in which the committee ranked the SEC team higher.
identical-record pairs in which the committee ranked a team outside the four largest conferences above a team inside them.
Selection debates commonly cite a team's wins over ranked opponents. The count depends on which teams the rankings already include. Through November 8, 2026, SEC teams had recorded 22 wins over ranked opponents, 21 of them against other SEC teams. Measured by wins over opponents with winning records, the SEC's margin over the Big Ten in the same period falls from approximately 2.5 times to 1.1 times.
A 13-member committee ranks teams in closed session and fills 20 of 24 playoff berths from that ranking.
Each conference sets its members' schedules. Members of the same conference play different opponents.
Each conference hires, trains, grades and assigns its own officials and operates its own replay center.
A national cap limits each school's payments to athletes to $21.6 million for 2026-27. Each school negotiates individually with each player beneath the cap.
Five conference and playoff contracts divide the games among several networks. Watching a full Saturday requires several subscriptions.
The NCAA writes the playing rules, the conferences control schedules and officials, and a company owned by the conferences operates the playoff.
Sources appear in the evidence file under Models. Forum opposition is the same among fans of SEC teams and fans of other teams. Media figures are drawn from a general sentiment scrape of posts by 600 media accounts on X. Language models classified the posts without human review. The figures indicate general sentiment across a sample of accounts and establish no individual's position.
The proposal organizes 138 programs into two tiers, each with a common schedule format and a playoff seeded from final standings.
Each Tier 1 team plays one Tier 2 opponent per season.
Tier 1 pays 10% of its television revenue to Tier 2 each year.
A membership review every four years allows up to four Tier 2 programs to replace Tier 1 members, each through a single deciding game.
Membership is limited to programs able to compete at the top level on an equal share of television revenue.
An eligibility index scores all 138 programs on revenue generated by the athletic department, attendance and television audience, competitive results, and roster talent. The 60 members were then fixed by ranking programs on results over the last five seasons. Houston, Wake Forest and Duke qualify on results while falling below one current minimum for revenue or attendance. Those minimums reflect income under the present unequal contracts, and each of the three has four years to meet them.
Divisions follow geography to limit travel. Forty-one of the 66 traditional rivalries among members fall within a division and are played annually. The remaining 25 are played in seasons when the two divisions are paired. The figure beside each program is its five-season rank among the 60.
Other: Notre Dame and Boise State.
Oregon5
Washington16
USC29
Arizona State33
UCLA40
Arizona46
BYU14
Utah18
Boise State21
Texas Tech22
Colorado56
Nebraska58
Texas7
Oklahoma12
SMU13
TCU20
Texas A&M24
Baylor41
Kansas State23
Missouri26
Houston30
Oklahoma State36
Iowa State38
Arkansas48
Notre Dame6
Penn State10
Iowa17
Illinois37
Minnesota43
Wisconsin51
Ohio State2
Michigan4
Indiana15
Cincinnati28
Michigan State45
Purdue60
Pittsburgh31
Louisville34
Kentucky42
Virginia47
West Virginia54
Virginia Tech59
Clemson9
NC State27
South Carolina35
Wake Forest39
Duke44
North Carolina52
Alabama3
Ole Miss8
Tennessee11
LSU25
Mississippi State49
Auburn57
Georgia1
Miami19
Florida State32
UCF50
Georgia Tech53
Florida55Each Tier 1 team plays 12 games over 14 weeks against opponents fixed by its division.
The six teams in a division face the same paired-division opponents, and their records are directly comparable. Division pairings rotate annually, and each division meets every other division once in nine seasons.
Opening weekend on Labor Day weekend: ten games between Tier 1 teams over five days. Week 1 is the first playing date of the season.
Outside games. The 20 teams in opening-weekend games play their Tier 2 opponent in week 2. The other 40 play theirs in week 1.
Six games against the paired division and one open date.
Five division games and one open date. Division play closes the regular season, and the playoff follows directly.
Clemson
Pittsburgh home
Oklahoma
Washington home
BYU
Kansas State home
SMU
USC home
Georgia
Notre Dame home
Alabama
Ohio State home
Miami
Penn State home
Tennessee
Indiana home
Ole Miss
Michigan home
Texas
Oregon homeThe ten games are the strongest matchups, measured by five-season results, among that year's paired divisions. The other 40 Tier 1 teams play their outside games on the same weekend, including traditional rivalries with Tier 2 programs.











Two games are scheduled each Thursday night and two each Friday night. A team is eligible only if its previous game kicked off by 3:30 p.m. Eastern on Saturday or it had the previous week open. Each team is limited to one Thursday game and one Friday game per season.
A central scheduling office builds all 60 schedules and assigns every kickoff time. Each conference and its television partners perform these functions separately today.
Final regular-season standings determine all 24 playoff berths and seeds.
The ten division winners qualify automatically. The 14 at-large berths go to the teams with the best records among the remaining 50. All 12 games count toward a team's record.
The eight division winners with the best records receive seeds 1 through 8 and a first-round bye. The other two division winners receive seeds 9 and 10 and host first-round games. At-large teams receive seeds 11 through 24.
| Seed | Team | Division | Record | Qualification |
|---|---|---|---|---|
| 1 | Alabama | Deep South | 11-1 | Division winner, bye |
| 2 | Notre Dame | North | 11-1 | Division winner, bye |
| 3 | Georgia | Southeast | 11-1 | Division winner, bye |
| 4 | Utah | Mountain | 10-2 | Division winner, bye |
| 5 | Oregon | Pacific | 10-2 | Division winner, bye |
| 6 | Texas | Southwest | 10-2 | Division winner, bye |
| 7 | Michigan | Central | 10-2 | Division winner, bye |
| 8 | Clemson | Carolinas | 9-3 | Division winner, bye |
| 9 | Louisville | Appalachian | 8-4 | Division winner |
| 10 | Kansas State | Plains | 8-4 | Division winner |
| 11 | Ole Miss | Deep South | 10-2 | At-large |
| 12 | Ohio State | Central | 10-2 | At-large |
| Seed | Team | Division | Record | Qualification |
|---|---|---|---|---|
| 13 | Penn State | North | 9-3 | At-large |
| 14 | Arkansas | Plains | 8-4 | At-large |
| 15 | Pittsburgh | Appalachian | 8-4 | At-large |
| 16 | TCU | Southwest | 8-4 | At-large |
| 17 | Texas A&M | Southwest | 8-4 | At-large |
| 18 | Miami | Southeast | 8-4 | At-large |
| 19 | Iowa | North | 8-4 | At-large |
| 20 | Oklahoma | Southwest | 8-4 | At-large |
| 21 | BYU | Mountain | 7-5 | At-large |
| 22 | Houston | Plains | 7-5 | At-large |
| 23 | Tennessee | Deep South | 7-5 | At-large |
| 24 | NC State | Carolinas | 7-5 | At-large |
TCU
Texas A&M
Pittsburgh
Miami
Arkansas
Iowa
Penn State
Oklahoma
Ohio State
BYU
Ole Miss
Houston
Kansas State
Tennessee
Louisville
NC StateThe 78 Tier 2 programs remain in conferences, compete in a 16-team national playoff and may earn promotion through a membership review held every four years.
Tier 2 programs receive an annual share of Tier 1 television revenue and one game per season against a Tier 1 opponent. Ten programs lose their conference affiliation when the ACC, Big 12, Big Ten and SEC cease to sponsor football: nine current members of those conferences outside the 60, and UConn, an independent.
Seven of the ten form a new conference with Army, Navy and Massachusetts. California and Stanford rejoin the Pac-12, and Kansas joins the American. Each of the seven conferences has an even number of members, which allows every member to play each week.
Armyfrom American
Boston Collegefrom ACC
Marylandfrom Big Ten
Massachusettsfrom MAC
Navyfrom American
Northwesternfrom Big Ten
Rutgersfrom Big Ten
Syracusefrom ACC
UConnfrom Independent
Vanderbiltfrom SEC
Kansasfrom Big 12
Texas Statefrom Pac-12
Charlotte
East Carolina
Florida Atlantic
Memphis
North Texas
Rice
South Florida
Temple
Tulane
Tulsa
UAB
UTSA
App State
Arkansas State
Coastal Carolina
Georgia Southern
Georgia State
James Madison
Louisiana
Louisiana Tech
Marshall
Old Dominion
South Alabama
Southern Miss
Troy
UL Monroe
Akron
Ball State
Bowling Green
Buffalo
Central Michigan
Eastern Michigan
Kent State
Miami (OH)
Ohio
Sacramento State
Toledo
Western Michigan
Air Force
Hawai'i
Nevada
New Mexico
North Dakota State
Northern Illinois
San José State
UNLV
UTEP
Wyoming
Delaware
Florida International
Jacksonville State
Kennesaw State
Liberty
Middle Tennessee
Missouri State
New Mexico State
Sam Houston
Western Kentucky
Californiafrom ACC
Stanfordfrom ACC
Colorado State
Fresno State
Oregon State
San Diego State
Utah State
Washington StatePrograms that change conference under the proposal are listed first, with their 2026 conference. The Football Championship Subdivision and its playoff are unchanged.
paid annually to each Tier 2 program from Tier 1 television revenue in the base case.
in annual contracted revenue to the nine programs leaving the four largest conferences, an average of $63.5 million each.
annual contracted revenue, paid once to each of the nine when Tier 1 forms. A cap limits the portion that may fund player compensation.
| Tier 2 playoff | |
|---|---|
| Field | 16 teams: seven conference champions and nine at-large teams |
| Selection | Final standings and a published tiebreak procedure |
| Seeding | Champions seeded 1 through 7; at-large teams 8 through 16; all 16 play in the first round |
| Sites | Campus sites for the first round and quarterfinals; neutral sites for the semifinals and final |
| Calendar | Four rounds, scheduled in the same weeks as the Tier 1 playoff in separate time slots |
| Membership review (proposed) | |
|---|---|
| Frequency | Every four years; up to four places |
| Member under review | A member ranked in the bottom four on four-year record with a winning percentage below .300 |
| Challenger | One of the four best Tier 2 programs on four-year record that meets the attendance and revenue minimums |
| Decision | A single game at the member's stadium; the winner holds the place for four years |
| Distribution | A promoted program receives 50%, 75% and 100% of an equal share over three years; a relegated program receives 50% and 25% over two years |
The Commission sells the rights to every Tier 1 game and sets every kickoff time.
Each conference currently sells its own rights, and each network schedules the games it holds. Under the proposal, a central scheduling office staffed by former network programmers assigns all games. Staggered kickoffs bring a group of games to the fourth quarter approximately every 90 minutes.
Ownership of all rights also supports a live channel that switches among games in progress and a single subscription carrying every game.
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This Saturday has 26 games. Games other than the lead games use the same seven kickoff times on regional channels.
Baylorat
SMU
Arizona Stateat
UCLA
Purdueat
Indiana
Texas Techat
ColoradoEach current rights holder retains the number and quality of games it has purchased, drawn from the new schedule, through the end of its contract. The contracts expire between 2029-30 and 2036.
As each contract expires, its games are sold in separate packages: three principal Saturday time slots, the remaining Saturday slots, Thursday, Friday and the playoff. The Commission targets four or five rights holders with staggered contract terms.
The three existing conference channels convert to four regional channels (West, Central, South and East) that carry all games other than lead games. Their current network owners remain as partners.
Network marks are the property of their owners and appear for identification.
A collectively bargained national scale sets school pay by position and class year, supplemented by bonuses for retention, academics, team results and individual honors.
Schools may pay athletes directly up to a national cap of $21.6 million per school for 2026-27, covering all sports. Pay beneath the cap is set by individual negotiation. The proposed scale sets a base salary for each position and class year and an annual increase for each year a player remains at the same school.
Starter pay on the scale falls between the 75th and 90th percentile of current school pay at each position. A 105-player roster on the scale costs $15.3 million at the 75th percentile and $20.3 million at the 90th. The scale governs school pay and leaves third-party endorsement agreements unrestricted.
Published reports of multi-million-dollar agreements describe a small number of players. Of 367 quarterbacks on rosters in the four largest conferences in 2026, half received $75,000 or less from their schools and one in four received nothing. School pay at the 90th percentile was $1,266,500. Median school pay at the other positions ranged from $50,000 to $105,000.
The largest reported agreements exceed the 90th percentile at quarterback by two to six times. Under the proposal, school pay for these players follows the scale. Income above the scale comes from third-party agreements and from the national awards below.
Percentiles: College Sports Commission report on school payments in calendar year 2026, all rostered quarterbacks at ACC, Big 12, Big Ten and SEC schools. Individual figures are published valuations or press reports of total annual compensation and have not been confirmed by the schools.
cap on one school's payments to athletes in 2026-27, all sports.
annual national player pool, which funds team bonuses and individual awards.
$5,980 a year for a cumulative grade-point average of 3.0 or higher, $2,500 for 40 verified hours of community service, and an annual increase for continuous service at the same school.
An agreement among schools to fix player pay violates antitrust law. A scale negotiated with a certified players' union is exempt, as in professional leagues. College football players have yet to certify a union.
| Team result | Per player |
|---|---|
| Each regular-season win | $500 |
| Division title | $10,000 |
| Reaching the playoff | $15,000 |
| First-round win, or a bye | $15,000 |
| Round of 16 win | $20,000 |
| Quarterfinal win | $25,000 |
| Semifinal win | $35,000 |
| Championship game win | $50,000 |
Each rostered player receives the full team bonus. A national champion with an 11-1 regular-season record earns $175,500 per player.
A player who earns more than one individual award receives the largest. The national awards are presented by their own sponsoring organizations, which continue to select the winners; the Commission pays the bonus. Head coaches in each division select All-Division teams and may vote only for players on other teams. All-Division teams replace all-conference teams. Amounts are proposed.
| Award | Recognizes | Bonus |
|---|---|---|
| Heisman Trophy | Most outstanding player | $2,500,000 |
| Maxwell Award | Player of the year | $1,500,000 |
| Walter Camp Award | Player of the year | $1,500,000 |
| Chuck Bednarik Award | Defensive player of the year | $1,000,000 |
| Bronko Nagurski Trophy | Defensive player of the year | $1,000,000 |
| Heisman Trophy finalist | Each other player invited to the ceremony | $500,000 |
| Davey O'Brien Award | Quarterback | $500,000 |
| Doak Walker Award | Running back | $500,000 |
| Biletnikoff Award | Receiver | $500,000 |
| John Mackey Award | Tight end | $500,000 |
| Outland Trophy | Interior lineman | $500,000 |
| Rimington Trophy | Center | $500,000 |
| Lombardi Award | Lineman | $500,000 |
| Award | Recognizes | Bonus |
|---|---|---|
| Ted Hendricks Award | Defensive end | $500,000 |
| Butkus Award | Linebacker | $500,000 |
| Jim Thorpe Award | Defensive back | $500,000 |
| Lou Groza Award | Kicker | $500,000 |
| Ray Guy Award | Punter | $500,000 |
| Paul Hornung Award | Most versatile player | $500,000 |
| Johnny Unitas Golden Arm Award | Upperclass quarterback | $500,000 |
| William V. Campbell Trophy | Scholar-athlete | $250,000 |
| Wuerffel Trophy | Community service | $250,000 |
| All-America | First, second and third team | $150,000, $75,000 and $40,000 |
| All-Division | First team to honorable mention | $25,000 down to $5,000 |
| Academic All-America | First team | $25,000 |
A single organization employs all officials, conducts all replay review and enforces common game-day standards.
Each conference currently employs its own officials and operates its own replay center. The proposal transfers both functions to an officiating organization owned by the Commission and sets uniform requirements for broadcast cameras, player availability reporting, medical coverage and wagering integrity.
officials, hired, trained, graded and assigned centrally.
crews, assigned independent of any conference or region.
replay officials in a single replay center that decides every review.
annual cost at 60 members, or $2.5 million per member, with $115 million in initial capital.
Each stadium provides the same minimum set of camera angles for replay.
Each team reports unavailable players on a common form and weekly schedule.
Independent medical spotters attend every game, and a single concussion protocol applies.
A central program monitors wagering on every game and audits each member.
The Commission pools all Tier 1 television revenue, deducts shared costs and distributes the balance to members in equal shares beginning with the first season.
Television rights for the 60 members are contracted at approximately $4.4 billion a year under five conference and playoff agreements that pay members unequal amounts. The distribution model tests three revenue cases for a combined sale. The base case assumes combined revenue of $4.95 billion, 13% above current contracts.
equal share per member at current contract revenue.
equal share per member in the base case.
equal share per member in the high case.
Equal distribution begins in the first season and requires no contract to end. From 2029 each conference agreement continues to be performed with games from the new schedule, its payments are assigned to the Commission, and the Commission distributes the pooled total in equal shares. The pool begins at the current contract total and rises as each package is resold.
The ACC agreement runs longest, through the 2035 season, and is the smallest of the five at $240 million a year for regular-season football. Holding it at its contract price until expiry lowers the base-case pool by approximately $52 million a year, less than $1 million per member. ESPN holds both the SEC and ACC agreements, and the Commission would seek to reprice the ACC games when the SEC package is sold for 2034.
Estimates. Each member's current contract revenue is held flat, and the base-case increase is apportioned to each contract in proportion to its value and recognized when that contract is resold.
30 members currently receive more than an equal share. Guaranteeing their present revenue costs approximately $636 million in the 2029 season and $469 million in 2033, or $2.6 billion over five seasons.
The Commission funds the guarantee and the $857 million in exit payments to the nine departing programs with a credit facility of approximately $3.5 billion secured by television contracts. The Commission retains all equity.
A nonprofit corporation owned by the 60 member schools governs Tier 1. An independent commissioner runs seven offices, and independent panels decide all disputes.
A commercial company owned by the Commission. It holds each member's grant of media and commercial rights, sells them and pays the net proceeds to the Commission for distribution. Any outside capital enters here as a non-voting interest.
A wholly owned subsidiary that employs all 288 officials and 42 replay officials. An oversight committee of the board, with no sitting athletic director or coach, controls appointments and discipline.
A multi-employer association of the 60 members, staffed by the Player Relations office. It is the members' exclusive bargaining agent and signs the collective agreement with the players' association.
| Decision | Decided by | Votes required of 60 |
|---|---|---|
| Election of directors; appointment of the auditor | Members, majority | 31 |
| Ratification of the commissioner's appointment | Board, two thirds, then members, two thirds | 40 |
| Schedule rotation, tiebreak procedure and playoff qualification procedure | Members, two thirds; effective no sooner than the following season | 40 |
| Ratification of a collective bargaining agreement | Members, two thirds | 40 |
| Media agreements longer than five years or above 10% of annual central revenue | Board, two thirds, and members, two thirds | 40 |
| Admission, relegation or removal of a member; change in the number of members or divisions | Members, three quarters | 45 |
| Outside investment in Commission Enterprises; debt above 1.0 times annual central revenue | Board, two thirds, and members, three quarters | 45 |
| Change to the distribution formula | Members, five sixths, with the special member's consent | 50 |
| Annual budget; appointment of the heads of officiating, compliance and integrity | Board, two thirds | 14 of 21 |
| Fines on a member up to $1 million per violation; postponement or relocation of games | Commissioner, subject to appeal | |
| Enforcement cases and penalties above the commissioner's limits | Judicial Panel; appeal to the Appeals Board within 30 days | |
| Protests of standings, tiebreaks and playoff qualification | Three-person competition panel, within 72 hours |
Independent directors only. Oversees the Integrity office and the audited statements.
Independent chair. Conducts the commissioner search and proposes director slates.
No sitting athletic director or coach. Appoints and disciplines the head of officiating.
Decides case matters brought by the Compliance and Enforcement office.
Schedule format, playing rules and playoff procedure.
Player directors and the independent director with medical expertise.
Budget, treasury and distribution.
Institutional and administrator directors. Sets the bargaining mandate. Player directors are recused.
The proposal provides a two-season preparation period and a first season in 2029, with equal revenue shares from that season.
Current law prohibits schools from pooling television rights or agreeing on player pay. The proposal requires a collective bargaining agreement with a certified players' union or an act of Congress.
Current contracts specify games between conference members. Substituting games of equivalent number and quality from the new schedule, and assigning payments to the Commission, requires the consent of each rights holder and conference.
The 24-team playoff is under contract through the 2031 season. A change to the selection method requires approval from the conferences that own the playoff and from its broadcaster.
The start date moves later if any condition remains unmet.
Four spreadsheet models and one research file support the figures on this page. All spreadsheet inputs are editable.